• Student Checking
• Freedom Checking
• Regular Checking
• Classic I Club
• Classic II Club
• New Outlooks Club
• New Outlooks Club Senior
• New Outlooks Club Now
• Now Account
• Money Market Investment Account
• Business Account

STUDENT CHECKING

Features include:

• Available to full-time students
• No daily minimum balance

Minimum opening deposit of $25
Fees:  $2 per month
$0.25 per debit after 10 debits

FREEDOM CHECKING  

Features include: 

• No maintenance fee
• No monthly minimum balance
• First order of checks free
• Unlimited check transactions

Minimum opening deposit of $100
Fees:  No fees apply to this account

REGULAR CHECKING

Features include:

• No monthly maintenance fee if you maintain a minimum balance of $500
• Bounce Protection

Minimum opening deposit of $100
Fees:  $4.00 per month if the balance falls below $500
$0.25 per debit after 5 debits

CLASSIC I CLUB

Features include:

• Available to customers 50 & Over
• No maintenance fee if you maintain a minimum balance of $100
• Earn interest on balances of $500 and over
• Unlimited check transactions
• Offers several other benefits
• Bounce Protection

Minimum opening deposit of $100
Fees:  $7.00 per month if balance falls below $100

CLASSIC II CLUB

Features include:

• Available to customers 50 & Over
• No minimum balance required
• Free checks
• Daily interest on any balance
• Accidental Death Insurance and other benefits
• Unlimited check transactions
• Discounted Safe Deposit Box
• Bounce Protection

Minimum opening balance of $100
Fees: $5.00 per month

NEW OUTLOOKS CLUB 

Features include:

• Many financial and security advantages
• Certain convenience services are free
• Accidental Death Insurance
• Free checks
• Unlimited check transactions
• Bounce Protection

Minimum opening balance of $100
Fees per month:  $8.00 Individual, $9.00 Joint, $9.50 Family

NEW OUTLOOKS CLUB SENIOR

Features include:

• Available to customers 65 & over
• Certain convenience services are free
• Accidental Death Insurance
• Free Checks
• Unlimited check transactions
• Bounce Protection

Minimum opening balance of $100
Fees per month:  $6.50 Individual, $7.00 Joint

NEW OUTLOOKS CLUB NOW

Features include:

• No maintenance fee if you maintain a balance of $1000
• Daily interest earned
• Bounce Protection

Minimum opening balance of $1000
Fees:  $6.00 per month if balance falls below $1000
$0.25 per debit after 5 debits

NOW ACCOUNT

Features include:

• No maintenance fee if you maintain a balance of $1000
• Daily interest earned
• Bounce Protection

Minimum balance to open is $1000
Fees:  $5.00 per month if balance falls below $1000
$0.25 per debit after 5 debits

MONEY MARKET INVESTMENT ACCOUNT

Features include:

• No maintenance fee if you maintain a balance of $1000
• Daily interest earned
• Bounce Protection

Minimum balance to open is $1000
Fees:  $5.00 per debit if balance falls below $1000
Unlimited withdrawals; however, transfers from this account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six(6) per statement cycle with no more than three(3) by check, draft or similar order third parties.

BUSINESS ACCOUNT

Features include:

• No maintenance fee if you maintain a minimum balance of $1000
• Bounce Protection

Minimum balance to open is $100
Fees:  $7.50 per month if balance falls below $1000